Cet éditorial, dont la thématique est « la justice », vient d’être vu sur internet, notre staff est heureux de vous en proposer l’essentiel plus bas.
Son titre (The Government Secures a $9 Million Settlement With Ameris Bank Over Alleged Redlining in Florida) récapitule tout l’éditorial.
Présenté sous le nom «d’anonymat
», l’auteur est connu et fiable pour plusieurs autres papiers qu’il a publiés sur internet.
Vous pouvez ainsi vous fier aux infos qu’il diffuse.
L’encart a été édité à une date indiquée 2023-10-19 10:49:00.
Texte original mentionné :
It’s the latest settlement over a practice known as redlining, which the Biden administration is tackling through a new task force that earlier this year reached the largest agreement of its kind in the department’s history.
Between 2016 and 2021, the Atlanta-based Ameris Bank’s home lending was focused disproportionately on mostly white areas of Jacksonville while other banks approved loans at three times the rate Ameris did, the government said.
The bank has never operated a branch in a majority Black and Hispanic neighborhood, and in one-third of those areas it did not receive a single application over the six-year period, even though other banks did, Attorney General Merrick Garland said.
“Redlining has a significant impact on the health and wealth of these communities. Homeownership has been one of the most effective ways that Americans have built wealth in our country. When families can’t access credit to achieve homeownership, they lose an opportunity to share in this country’s prosperity,” Garland said at a news conference in Jacksonville announcing the settlement.
CEO Palmer Proctor of Ameris Bank, which federal officials say has nearly $25 billion in assets and operates in nine states across the Southeast and mid-Atlantic, said in a statement, “We strongly disagree with any suggestion that we have engaged in discriminatory conduct.” Proctor said the bank cooperated with the investigation and reached the agreement in part “because we share the Department’s goal of expanding access to homeownership in underserved areas.”
Garland has prioritized civil rights prosecutions since becoming attorney general in 2021, and the current administration has put a higher priority on redlining cases than before. The anti-redlining effort has now secured $107 million in relief, including the Ameris settlement, which a judge must approve.
The practice of redlining has continued across the country and the long-term effects are still felt today, despite a half-century of laws designed to combat it. Homes in historically redlined communities are still worth less than homes elsewhere, and a Black family’s average net worth is a fraction of a typical white household’s.
The Ameris case is the first brought by the department in Florida, said Roger Handberg, the U.S. attorney for the Middle District of Florida. “For far too long, redlining has negatively impacted communities of color across our country,” he said.
Assistant Attorney General Kristen Clarke said combating redlining “is one of the most important strategies for ensuring equal economic opportunity today.”
Ameris Bank will invest $7.5 million in a loan subsidy fund made available to people in majority-minority neighborhoods under the settlement and spend a total of $1.5 million on outreach and community partnerships, as well as open a new branch in those neighborhoods, along with other requirements as part of the settlement.
Associated Press writer Ken Sweet in New York contributed to this report.
Copyright 2023 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Publications sur le même thème:
Des conspirations et de la justice politique,A voir et à lire. .
La Justice/Premiere partie,(la couverture) . Disponible à l’achat sur les plateformes Amazon, Fnac, Cultura ….
Pour lire Platon/Études de quelques passages des dialogues,A voir et à lire. .
avocat-castelneau-le-lez.fr vous propose cet article traitant du thème « Avocat ». L’article original se veut produit du mieux possible. Pour émettre des remarques sur ce dossier concernant le sujet « Avocat », prenez les contacts affichés sur notre site internet. avocat-castelneau-le-lez.fr est une plateforme d’information qui contient de multiples articles publiés sur la toile dont le sujet principal est « Avocat ». Il y aura plusieurs travaux autour du sujet « Avocat » dans les jours à venir, nous vous incitons à visiter notre site internet périodiquement.